According to the Bureau of Statistics, the average age at retirement for recent retirees is 62.9 years.
With the average life expectancy at just under 83 years, that’s two decades of non-working.
How you will support yourself – and how you will spend your retirement – are questions needing careful planning.
The federal government runs free seminars across Australia for those planning retirement.
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You can also phone 132 300 and talk to a financial information service officer.
Visit the website humanservices.gov.au to find out how to claim the aged pension online and access other relevant information.
A growing phenomenon is the retirement coach, experts who will mentor, lead and guide you through the wealth of information available to retirees.
No amount of planning will compensate for ill health.
Find a GP with whom you feel comfortable and plan a healthy lifestyle that will help you navigate the increasing number of hurdles associated with ageing.